User Password Forgot Your Password? By viewing or using the information supplied on this site, you, the user, acknowledge that you have read and understand these Terms & Conditions and agree to be legally bound to them and that your assent is the legal equivalent of a signed writing. If you do not agree with these Terms & Conditions, you may not access this site. BY CLICKING ON THE "I ACCEPT" BUTTON, CUSTOMER ACKNOWLEDGES THAT CUSTOMER HAS READ THE ENTIRE TERMS AND CONDITIONS OF THIS AGREEMENT, THE PRIVACY AND SECURITY POLICY AND AGREES TO BE BOUND BY THESE TERMS AND CONDITIONS. DISCLAIMER The Center for Due Diligence ("CFDD") networks at multiple levels and while our competitive analysis has been taken from sources believed reliable, we are not responsible for the accuracy or suitability and completeness cannot be guaranteed. Full service 401(k) programs are constantly changing and the CFDD encourages provider interface to ensure accuracy. The CFDD also offers providers a Provider Forum to critique our analysis and announce product enhancements. The CFDD reviews full service programs, but it does not rate, recommend or promote products, brokers or service providers. The CFDD also does not offer bid or consulting services to plan sponsors and our competitive analysis should not be construed as an offer to buy or sell securities, separate accounts, bundled programs or any other investment. THE CFDD'S COMPETITIVE ANALYSIS IS PROVIDED ON AN "AS IS" BASIS AND ALL WARRANTIES, MERCHANTABILITY AND SUITABILITY IS DISCLAIMED. CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS DO NOT WARRANT, EITHER EXPRESSLY OR IMPLIEDLY, THE ACCURACY, QUALITY AND SUITABILITY OF ANY INFORMATION PROVIDED ON THIS WEB SITE, OR PROVIDED AS PART OF CFDD SERVICES, AND DO NOT PROVIDE ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS SHALL NOT BE RESPONSIBLE FOR ANY DIRECT, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS AND ATTORNEYS FEES) SUFFERED BY A USER AS A RESULT OF USING THE CFDD WEB SITE AND/OR USING OR RELYING ON ANY INFORMATION OR OMISSION, POSTED ON THIS SITE, EVEN IF CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS, HAVE PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CFDD DOES NOT WARRANT ITS WEB SITE SHALL BE AVAILABLE WITHOUT INTERRUPTION, DELAY OR OTHER PROBLEMS BEYOND CFDD'S CONTROL. The CFDD shall not be liable for any loss, inquiry, claim liability or damage resulting from error, omission, content, service interruption, usage or delivery delay beyond our control AUTHORIZED & UNAUTHORIZED USE By viewing or using the information supplied on this site, you, the user, acknowledge that you understand these Terms & Conditions and view them to be the legal equivalent of a signed, written and binding contract. If you do not agree with these Terms & Conditions, you may not access this site. Only individuals authorized by the CFDD may access our competitive analysis. Subscribers are granted revocable, nonexclusive, nontransferable, limited access to our analysis for product development and broker due diligence purposes only. The CFDD's competitive analysis is for provider and broker-dealer use only and may not be copied for distribution or used in the sales process with plan sponsors under any circumstances. Authorized wholesalers and brokers may, however, use the CFDD's competitive analysis for program due diligence. Authorized wholesalers may also copy and distribute to brokers our review of their "proprietary" program without restrictions. Authorized wholesalers may not, however, copy or distribute reviews of competing full service programs to brokers or plan sponsors. Unauthorized users agree to pay for CFDD $5,000 on-demand for each online access. Subscribers using our analysis in an unauthorized manner, i.e., copying for distribution or in the plan sponsor sales process, also agree to pay the CFDD $5,000 for each offense. Subscribers and unauthorized users that use our competitive analysis as unauthorized sales material with plan sponsors may also face NASD issues if they are registered and face civil and/or criminal liability. The CFDD reserves the right to suspend services to subscribers using our competitive analysis in an unauthorized manner and pursue any and all available legal remedies. The CFDD also reserves the right to delete or change passwords and users agree to be responsible for the confidentiality of their password. Users also agree to notify the CFDD if they believe their password has been compromised. Sponsors, consultants, the media and competing service providers may not access our competitive analysis under any circumstances without CFDD's written permission. The terms and conditions of this agreement should be governed by and construed in accordance with the laws of the State of Illinois, exclusive of its choice of laws provisions. FORUM POSTINGS, LINKS & ADVERTISING The CFDD is not responsible for screening, policing or editing postings on our Provider or Broker Forum. At their sole discretion, the CFDD does, however, reserve the right to delete postings that are deemed inappropriate, offensive, unlawful or "off-topic" for the site. The CFDD may post third party advertising on their site, but is not liable for content, accuracy or any loss or damage from dealings between users and advertisers. The CFDD may provide links to other sites for the convenience of users, but such sites have not been reviewed, and are not endorsed by CFDD. CFDD is in no way responsible for the content, or use, of these sites and the CFDD disclaims any and all responsibility for content or use. Third party advertising, forum postings and links should also not be construed as an endorsement by the CFDD. COPYRIGHTS AND TRADEMARKS Copyright © 1999-2001, Center for Due Diligence. All rights reserved. All text, graphics, compilations and other documentation contained on this web site, unless otherwise indicated, are the property of CFDD, and are protected by U.S. and international laws. All CFDD logos and designs and the appearance of the CFDD web pages are trademarks of CFDD. By using this web site, you agree to abide by all applicable laws in connection with our intellectual property rights and those of our advertisers. Unless specified otherwise, you may download any part of our web site for personal use only, but not to republish or redistribute any materials, whether in printed or electronic format, for the benefit of a third party. You may provide an HTML link only to the homepage of our web site. Please e-mail us at CFDD@401kduediligence.com if you have any questions regarding these legal Terms and Conditions. PRIVACY AND SECURITY POLICY The CFDD collects and stores information so that we can enhance the products and services offered to our users and subscribers. Personal identifying information such as user or subscriber names, street or e-mail addresses, phone numbers, or any other information that, when used alone or with other data, might identify a user or subscriber of our web site individually is only collected if a user or subscriber sends it to us voluntarily as part of registering with, or using, our services. We may also use this information to offer users or subscribers the opportunity to receive notices regarding new features of our web site, as well as other information to further personalize your CFDD experience. All personal identifying information transmitted to the CFDD web site may not always be secure. As such, unauthorized third parties may be able to access or intercept such information during transmission. Thus, while CFDD may provide some safeguards to prevent unauthorized access or interception, there is no absolute guarantee of security. THEREFORE, CFDD SHALL NOT BE RESPONSIBLE FOR ANY DIRECT, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) SUFFERED BY A USER OR SUBSCRIBER IN CONNECTION WITH SUCH INTERCEPTION OR UNAUTHORIZED ACCESS, EVEN IF CFDD HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CFDD DOES NOT WARRANT, EITHER EXPRESSLY OR IMPLIEDLY, THAT THE INFORMATION PROVIDED BY ANY USER OR SUBSCRIBER SHALL BE FREE FROM INTERCEPTION OR UNAUTHORIZED ACCESS, AND DOES NOT PROVIDE ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE IN THE SECURITY OF THE INFORMATION. COOKIES CFDD may use cookies to enhance and simplify your use of our services. We will not use cookies to obtain any information that you have not already provided to us voluntarily. CHILDREN CFDD strongly believes in protecting the privacy of children online (we define "children" as minors younger than 13). CFDD does not knowingly collect or use any personal information from children or allow children to register with us. If you have any question regarding our privacy statement, please e-mail us at CFFD@401Kduediligence.com.
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By viewing or using the information supplied on this site, you, the user, acknowledge that you have read and understand these Terms & Conditions and agree to be legally bound to them and that your assent is the legal equivalent of a signed writing. If you do not agree with these Terms & Conditions, you may not access this site. BY CLICKING ON THE "I ACCEPT" BUTTON, CUSTOMER ACKNOWLEDGES THAT CUSTOMER HAS READ THE ENTIRE TERMS AND CONDITIONS OF THIS AGREEMENT, THE PRIVACY AND SECURITY POLICY AND AGREES TO BE BOUND BY THESE TERMS AND CONDITIONS.
DISCLAIMER The Center for Due Diligence ("CFDD") networks at multiple levels and while our competitive analysis has been taken from sources believed reliable, we are not responsible for the accuracy or suitability and completeness cannot be guaranteed.
Full service 401(k) programs are constantly changing and the CFDD encourages provider interface to ensure accuracy. The CFDD also offers providers a Provider Forum to critique our analysis and announce product enhancements.
The CFDD reviews full service programs, but it does not rate, recommend or promote products, brokers or service providers. The CFDD also does not offer bid or consulting services to plan sponsors and our competitive analysis should not be construed as an offer to buy or sell securities, separate accounts, bundled programs or any other investment.
THE CFDD'S COMPETITIVE ANALYSIS IS PROVIDED ON AN "AS IS" BASIS AND ALL WARRANTIES, MERCHANTABILITY AND SUITABILITY IS DISCLAIMED. CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS DO NOT WARRANT, EITHER EXPRESSLY OR IMPLIEDLY, THE ACCURACY, QUALITY AND SUITABILITY OF ANY INFORMATION PROVIDED ON THIS WEB SITE, OR PROVIDED AS PART OF CFDD SERVICES, AND DO NOT PROVIDE ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS SHALL NOT BE RESPONSIBLE FOR ANY DIRECT, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS AND ATTORNEYS FEES) SUFFERED BY A USER AS A RESULT OF USING THE CFDD WEB SITE AND/OR USING OR RELYING ON ANY INFORMATION OR OMISSION, POSTED ON THIS SITE, EVEN IF CFDD, ITS DIRECTORS, EMPLOYEES, AGENTS AND VENDORS, HAVE PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CFDD DOES NOT WARRANT ITS WEB SITE SHALL BE AVAILABLE WITHOUT INTERRUPTION, DELAY OR OTHER PROBLEMS BEYOND CFDD'S CONTROL.
The CFDD shall not be liable for any loss, inquiry, claim liability or damage resulting from error, omission, content, service interruption, usage or delivery delay beyond our control
AUTHORIZED & UNAUTHORIZED USE By viewing or using the information supplied on this site, you, the user, acknowledge that you understand these Terms & Conditions and view them to be the legal equivalent of a signed, written and binding contract. If you do not agree with these Terms & Conditions, you may not access this site.
Only individuals authorized by the CFDD may access our competitive analysis. Subscribers are granted revocable, nonexclusive, nontransferable, limited access to our analysis for product development and broker due diligence purposes only.
The CFDD's competitive analysis is for provider and broker-dealer use only and may not be copied for distribution or used in the sales process with plan sponsors under any circumstances.
Authorized wholesalers and brokers may, however, use the CFDD's competitive analysis for program due diligence. Authorized wholesalers may also copy and distribute to brokers our review of their "proprietary" program without restrictions. Authorized wholesalers may not, however, copy or distribute reviews of competing full service programs to brokers or plan sponsors.
Unauthorized users agree to pay for CFDD $5,000 on-demand for each online access.
Subscribers using our analysis in an unauthorized manner, i.e., copying for distribution or in the plan sponsor sales process, also agree to pay the CFDD $5,000 for each offense.
Subscribers and unauthorized users that use our competitive analysis as unauthorized sales material with plan sponsors may also face NASD issues if they are registered and face civil and/or criminal liability.
The CFDD reserves the right to suspend services to subscribers using our competitive analysis in an unauthorized manner and pursue any and all available legal remedies.
The CFDD also reserves the right to delete or change passwords and users agree to be responsible for the confidentiality of their password. Users also agree to notify the CFDD if they believe their password has been compromised.
Sponsors, consultants, the media and competing service providers may not access our competitive analysis under any circumstances without CFDD's written permission.
The terms and conditions of this agreement should be governed by and construed in accordance with the laws of the State of Illinois, exclusive of its choice of laws provisions.
FORUM POSTINGS, LINKS & ADVERTISING The CFDD is not responsible for screening, policing or editing postings on our Provider or Broker Forum. At their sole discretion, the CFDD does, however, reserve the right to delete postings that are deemed inappropriate, offensive, unlawful or "off-topic" for the site.
The CFDD may post third party advertising on their site, but is not liable for content, accuracy or any loss or damage from dealings between users and advertisers.
The CFDD may provide links to other sites for the convenience of users, but such sites have not been reviewed, and are not endorsed by CFDD. CFDD is in no way responsible for the content, or use, of these sites and the CFDD disclaims any and all responsibility for content or use.
Third party advertising, forum postings and links should also not be construed as an endorsement by the CFDD.
COPYRIGHTS AND TRADEMARKS Copyright © 1999-2001, Center for Due Diligence. All rights reserved.
All text, graphics, compilations and other documentation contained on this web site, unless otherwise indicated, are the property of CFDD, and are protected by U.S. and international laws. All CFDD logos and designs and the appearance of the CFDD web pages are trademarks of CFDD.
By using this web site, you agree to abide by all applicable laws in connection with our intellectual property rights and those of our advertisers. Unless specified otherwise, you may download any part of our web site for personal use only, but not to republish or redistribute any materials, whether in printed or electronic format, for the benefit of a third party. You may provide an HTML link only to the homepage of our web site.
Please e-mail us at CFDD@401kduediligence.com if you have any questions regarding these legal Terms and Conditions.
PRIVACY AND SECURITY POLICY The CFDD collects and stores information so that we can enhance the products and services offered to our users and subscribers. Personal identifying information such as user or subscriber names, street or e-mail addresses, phone numbers, or any other information that, when used alone or with other data, might identify a user or subscriber of our web site individually is only collected if a user or subscriber sends it to us voluntarily as part of registering with, or using, our services. We may also use this information to offer users or subscribers the opportunity to receive notices regarding new features of our web site, as well as other information to further personalize your CFDD experience.
All personal identifying information transmitted to the CFDD web site may not always be secure. As such, unauthorized third parties may be able to access or intercept such information during transmission. Thus, while CFDD may provide some safeguards to prevent unauthorized access or interception, there is no absolute guarantee of security. THEREFORE, CFDD SHALL NOT BE RESPONSIBLE FOR ANY DIRECT, INCIDENTAL, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) SUFFERED BY A USER OR SUBSCRIBER IN CONNECTION WITH SUCH INTERCEPTION OR UNAUTHORIZED ACCESS, EVEN IF CFDD HAS PREVIOUSLY BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. CFDD DOES NOT WARRANT, EITHER EXPRESSLY OR IMPLIEDLY, THAT THE INFORMATION PROVIDED BY ANY USER OR SUBSCRIBER SHALL BE FREE FROM INTERCEPTION OR UNAUTHORIZED ACCESS, AND DOES NOT PROVIDE ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE IN THE SECURITY OF THE INFORMATION.
COOKIES CFDD may use cookies to enhance and simplify your use of our services. We will not use cookies to obtain any information that you have not already provided to us voluntarily.
CHILDREN CFDD strongly believes in protecting the privacy of children online (we define "children" as minors younger than 13). CFDD does not knowingly collect or use any personal information from children or allow children to register with us. If you have any question regarding our privacy statement, please e-mail us at CFFD@401Kduediligence.com.
HOMETerms and Conditions
P.O. Box 8, Western Springs, IL 60558 Phone: 630-662-0284 Fax: 630-662-0286 E-mail: CFDD@401kduediligence.com © 2000 - 2010 Center for Due Diligence All Rights Reserved Web Development by StJohn Group
